of UK consumers claim to belong to the Private Medical Insurance scheme
people (approx) in the UK currently pay for Private Medical Insurance
of people are considering paying for health insurance (15% pre-coronavirus)
Private Medical Insurance (PMI) covers the cost of private healthcare for you and your family. A monthly subscription gives you fast access to diagnosis, treatment (including treatments that may not be available on the NHS), specialist referrals, and after-care. PMI also allows you to better manage your appointment times, lets you choose a hospital and/or surgeon, and gives you access to a private room during your stay in hospital.
A Cash Plan Scheme covers the cost of your routine medical, dental and optical expenses up to a chosen limit each year. Unlike Health Insurance, a Cash Plan Scheme reimburses you for check ups and prescriptions, and can be used alongside treatment on the NHS. Some Cash Plan Schemes also include the cost of therapies such as chiropody, acupuncture and massage. If the cost of your policy is less than the amount you’re likely to claim back, then a Cash Plan Scheme offers affordable cover.
Life Insurance, Critical Illness and Income Protection are all designed to help protect you and your family financially. However, they are all quite different from each other. Life Insurance pays out in the event of your death to help your loved ones financially. Critical Illness pays a one-off cash sum if you’re diagnosed with a critical illness. While Income Protection pays a monthly sum if you’re off work because of illness or injury. We are happy to discuss your requirements on these benefits based on your current circumstances. Your decision about which to take out will depend on your situation.
We are experienced health insurance specialists dedicated to giving you fair and honest advice. Our team are committed to helping you finding a solution and are on hand to assist all year round. Working with the UK’s leading health insurance providers, we’ll give you the information you need to find the right cover.
Give us a call today, we are ready to discuss your requirements.
Shire Insurance are strengthening their proposition to offer a more dedicated health, wellbeing and employee benefits service: Shire Health & Wellbeing
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